Workers’ Compensation Insurance for Truckers

Protect Your Drivers While They Are at Work!

Whether you own a single commercial truck or have an entire fleet at your disposal, protecting your drivers while they perform work-related duties is key to ensuring the long-term success of your trucking business. At Freedom Insurance, we provide customized workers’ compensation for truckers to protect your employees as well as your business from employee-related claims in the event of illness or injuries sustained at work.

Who Needs Trucking Workers’ Comp?

Legally mandatory in almost all states, workers’ comp for trucking companies is required by

Motor Carriers- who own, control, operate, manage or lease their commercial motor vehicle.
Fleet owners- who lease their vehicles to Motor Carriers.
Owner-operators- who own and operate their own vehicles.

Expenses Covered by Workers’ Comp for Truckers

The policy provides coverage for:

Medical expenses.
Rehabilitation costs.
Death benefits.
Lost wages

Common Injuries Sustained by Truckers

Though truckers face unique risks while performing their regular duties, some of the most common injury risks faced by them include:

Injuries sustained in truck accidents such as broken bones, back injuries, internal bleeding, etc.
Repetitive stress injuries such as tendinitis, carpal tunnel syndrome, trigger fingers, etc.
Musculoskeletal disorders from lifting heavy loads .
Falls from elevated spots.
Getting struck by or colliding with objects.

We Have You Covered Through It All!

Paying out of pocket can ruin your business with severe financial consequences, as employee-related claims can be expensive and lawsuits can run into millions of dollars. Having adequate trucking workers’ comp coverage in place will protect you from such unfortunate catastrophes while establishing a trustworthy reputation for your business.